For a house built around 1995, the spring is almost always the first thing worth checking - galvanized torsion springs from that era are standard sizes, still stocked, and a straightforward swap once we've got the door unloaded and the track checked for binding.
The honest limitation: openers from this period are a different story. Some of those chain-drive units are discontinued outright, and when the logic board goes, there's no board to swap in - the fix is a new opener, not a repair of the old one. We'll always try the cheaper fix first, but we won't pretend a 25-year-old circuit board is coming back from a short.
Panels and hinges on doors this age are usually fine cosmetically but worth a look - steel from the mid-90s dents easier than current gauge stock, and a bent hinge throws the whole roller path off even if the spring and opener are both sound.