We don't post a flat number for panel replacement because the range depends on whether the panel is a common steel stock size or a less common one off an older door, and San Clemente's housing, clustered around that 1982 median, leans toward the latter more often than newer-built pockets do. A single-panel swap on a standard steel door costs less than a full multi-panel replacement, and both cost less than a full door swap if the track or opener also took damage.
Median household income in San Clemente runs around $134,735, which tracks close to the wider area's figures, so we price the work the same way here as anywhere else we go - by the door in front of us, not by zip code. We'll give you the number after we see the panel or the photo, not before.